Top Tips for Banking Online
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Know who you are dealing with. Always access Internet
accounts by typing the address into your web browser.
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Never go to a website from a link in an email and enter
personal details. If in doubt, contact the company separately on an advertised
number.
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Keep passwords and PINS safe.
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Always be wary of unsolicited emails or calls asking you to
disclose any personal details or card numbers. Keep this information secret.
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Be wary of disclosing any personal information to someone you
don’t know. Your bank and the police would never contact you to ask you to
disclose PINs or all your password information
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Keep hold of your cash! Don’t be conned by convincing emails
offering you the chance to make some easy money. If it looks too good to be
true, it probably is! Be especially wary of unsolicited emails from outside the
UK – it will be much harder to prove they are who they say they are.
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Keep your PC secure. Use up-to-date anti-virus software and a
personal firewall and, if your computer uses the Microsoft Windows operating
system, keep it updated from the Microsoft website. Be extra careful if using
Internet cafes or any PC which is not your own and over which you have no
control.
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Check your bank’s website. If in doubt, a good place to get
help and guidance on how to stay safe online is your bank’s website.
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Check regularly for specific information and guidance on
protecting your PC and yourself online.
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Check your statement. If you notice anything irregular on
your account contact your bank immediately.
Additional protective measures
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Always remember your password and other security information
and destroy the notice as soon as you receive it
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Never write down or record your password or other security
information.
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Always take reasonable steps to keep your password and other
security information secret at all times
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If you change your password, choose one which cannot be
easily guessed
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Never give your account details or security information to
anyone. If phoning a company, be aware that they will probably not ask for your
password in full
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Ensure that there is a locked padlock or unbroken key in the
bottom right of your browser window before entering any information. The website
address will change from “http” to “https” when a secure connection is made
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Never leave your computer unattended when logged in to
Internet Banking and ensure that you log-out properly when you have finished
banking online(
(These Top tips were developed as a joint initiative by the
Association of Payment Clearing Systems, the National Hi-Tech Crime Unit and the
British Bankers’ Association.)
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